{"id":2233,"date":"2025-10-25T06:00:00","date_gmt":"2025-10-25T00:30:00","guid":{"rendered":"https:\/\/readingroomz.com\/?p=2233"},"modified":"2025-10-23T22:04:17","modified_gmt":"2025-10-23T16:34:17","slug":"deendayal-antyodaya-yojana","status":"publish","type":"post","link":"https:\/\/readingroomz.com\/te\/deendayal-antyodaya-yojana\/","title":{"rendered":"Deendayal Antyodaya Yojana (DAY-NRLM): 2025 Updated"},"content":{"rendered":"<h1 class=\"wp-block-heading has-text-align-center\" id=\"deendayal-antyodaya-yojana-day-nrlm\">Deendayal Antyodaya Yojana (DAY-NRLM)<\/h1>\n\n\n\n<div class=\"wp-block-rank-math-toc-block has-text-color has-link-color wp-elements-072fbb74946101109ab2a90199a84f9b\" style=\"color:#0045d5\" id=\"rank-math-toc\"><h2>\u0c35\u0c3f\u0c37\u0c2f \u0c38\u0c42\u0c1a\u0c3f\u0c15<\/h2><nav><ul><li><a href=\"#deendayal-antyodaya-yojana-day-nrlm\">Deendayal Antyodaya Yojana (DAY-NRLM)<\/a><ul><li><a href=\"#chapter-overview\">Chapter Overview<\/a><\/li><li><a href=\"#the-vision-behind-deendayal-antyodaya-yojana\">The Vision Behind Deendayal Antyodaya Yojana<\/a><\/li><li><a href=\"#core-objectives-of-day-nrlm\">Core Objectives of DAY-NRLM<\/a><ul><li><a href=\"#key-objectives\">\u0c2e\u0c41\u0c16\u0c4d\u0c2f \u0c32\u0c15\u0c4d\u0c37\u0c4d\u0c2f\u0c3e\u0c32\u0c41<\/a><\/li><\/ul><\/li><li><a href=\"#components-of-the-mission\">Components of the Mission<\/a><\/li><li><a href=\"#women-empowerment-under-day-nrlm\">Women Empowerment Under DAY-NRLM<\/a><ul><li><a href=\"#shg-revolution\">SHG Revolution<\/a><\/li><li><a href=\"#livelihood-entrepreneurship\">Livelihood &amp; Entrepreneurship<\/a><\/li><\/ul><\/li><li><a href=\"#sakhi-model-women-leading-change\">Sakhi Model: Women Leading Change<\/a><\/li><li><a href=\"#entrepreneurship-skill-development-under-day-nrlm\">Entrepreneurship &amp; Skill Development under DAY-NRLM<\/a><ul><li><a href=\"#a-deen-dayal-upadhyaya-grameen-kaushalya-yojana-ddu-gky\">(a) Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)<\/a><\/li><li><a href=\"#b-rural-self-employment-training-institutes-rset-is\">(b) Rural Self-Employment Training Institutes (RSETIs)<\/a><\/li><\/ul><\/li><li><a href=\"#high-performing-states-under-day-nrlm\">High-Performing States under DAY-NRLM<\/a><\/li><li><a href=\"#advanced-training-marketing-support\">Advanced Training &amp; Marketing Support<\/a><ul><li><a href=\"#saras-aajeevika-melas\">SARAS Aajeevika Melas<\/a><\/li><li><a href=\"#capacity-building-by-nird-pr\">Capacity Building by NIRD&amp;PR<\/a><\/li><\/ul><\/li><li><a href=\"#major-achievements-as-of-june-2025\">Major Achievements (as of June 2025)<\/a><\/li><li><a href=\"#why-day-nrlm-matters-for-india\">Why DAY-NRLM Matters for India<\/a><\/li><li><a href=\"#fa-qs-on-deendayal-antyodaya-yojana\">FAQs on Deendayal Antyodaya Yojana<\/a><ul><li><a href=\"#faq-question-1761235788998\">What is Deendayal Antyodaya Yojana?<\/a><\/li><li><a href=\"#faq-question-1761235803390\">When was DAY-NRLM launched and by which ministry?<\/a><\/li><li><a href=\"#faq-question-1761235845514\">What are the four components of DAY-NRLM?<\/a><\/li><li><a href=\"#faq-question-1761235877823\">How many Self-Help Groups (SHGs) are active under the scheme?<\/a><\/li><li><a href=\"#faq-question-1761235945607\">What are DDU-GKY and RSETI under DAY-NRLM?<\/a><\/li><li><a href=\"#faq-question-1761235977189\">What is Krishi Sakhi and Bank Sakhi?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"chapter-overview\">Chapter Overview<\/h2>\n\n\n\n<p><strong>Scheme Name:<\/strong>&nbsp;Deendayal Antyodaya Yojana \u2013 National Rural Livelihoods Mission (DAY-NRLM)<br><strong>Ministry:<\/strong>&nbsp;\u0c17\u0c4d\u0c30\u0c3e\u0c2e\u0c40\u0c23\u0c3e\u0c2d\u0c3f\u0c35\u0c43\u0c26\u0c4d\u0c27\u0c3f \u0c2e\u0c02\u0c24\u0c4d\u0c30\u0c3f\u0c24\u0c4d\u0c35 \u0c36\u0c3e\u0c16<br><strong>Launched:<\/strong>&nbsp;June 2011 (restructured SGSY)<br><strong>Renamed:<\/strong>&nbsp;2016 as \u201cDeendayal Antyodaya Yojana \u2013 NRLM\u201d<br><strong>Nature:<\/strong>&nbsp;Centrally Sponsored Scheme (CSS) jointly funded by Centre and States<br><strong>Tagline:<\/strong>&nbsp;<em>\u201cTransforming Rural India through Women Empowerment and Self-Reliance\u201d<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-vision-behind-deendayal-antyodaya-yojana\">The Vision Behind Deendayal Antyodaya Yojana<\/h2>\n\n\n\n<p>The\u00a0<strong>Deendayal Antyodaya Yojana (DAY-NRLM)<\/strong>\u00a0is a flagship poverty reduction mission of the Government of India. It focuses on enabling **rural poor households\u2014especially women\u2014**to achieve sustainable livelihoods through\u00a0<strong>self-employment, financial inclusion, and skill training.<\/strong><\/p>\n\n\n\n<p>Originally launched as the&nbsp;<strong>National Rural Livelihood Mission (NRLM)<\/strong>&nbsp;in 2011, it was renamed in 2016 to honour&nbsp;<strong>Pandit Deendayal Upadhyaya<\/strong>, emphasising&nbsp;<em>Antyodaya<\/em>&nbsp;\u2014 upliftment of the last person in society.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"core-objectives-of-day-nrlm\">Core Objectives of DAY-NRLM<\/h2>\n\n\n\n<p>The\u00a0main goal\u00a0is to reduce poverty by empowering the poor, especially women, through\u00a0community institutions and financial inclusion.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"key-objectives\">\u0c2e\u0c41\u0c16\u0c4d\u0c2f \u0c32\u0c15\u0c4d\u0c37\u0c4d\u0c2f\u0c3e\u0c32\u0c41<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mobilise\u00a0rural poor women\u00a0into\u00a0Self-Help Groups (SHGs)\u00a0and federations.<\/li>\n\n\n\n<li>Provide\u00a0access to formal credit and banking\u00a0services.<\/li>\n\n\n\n<li>Create sustainable livelihood opportunities in\u00a0farm and non-farm sectors.<\/li>\n\n\n\n<li>Build\u00a0entrepreneurial capacity\u00a0through training and handholding support.<\/li>\n\n\n\n<li>Ensure\u00a0social inclusion, gender equality, and access to entitlements.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"components-of-the-mission\">Components of the Mission<\/h2>\n\n\n\n<p>DAY-NRLM operates through four major pillars:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u0c15\u0c02\u0c2a\u0c4b\u0c28\u0c46\u0c02\u0c1f\u0c4d<\/th><th>\u0c2b\u0c4b\u0c15\u0c38\u0c4d \u0c0f\u0c30\u0c3f\u0c2f\u0c3e<\/th><\/tr><\/thead><tbody><tr><td><strong>1. Social Mobilisation &amp; Institution Building<\/strong><\/td><td>Formation and nurturing of SHGs, Village Organisations, and Cluster Level Federations.<\/td><\/tr><tr><td><strong>2. Financial Inclusion<\/strong><\/td><td>Easy access to collateral-free credit, interest subvention, and digital transactions.<\/td><\/tr><tr><td><strong>3. Livelihood Promotion<\/strong><\/td><td>Farm, livestock, NTFP (non-timber forest produce), and micro-enterprises.<\/td><\/tr><tr><td><strong>4. Social Inclusion &amp; Convergence<\/strong><\/td><td>Integration with other welfare schemes like PMAY-G, PMJJBY, PMSBY, PMKVY, etc.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"women-empowerment-under-day-nrlm\">Women Empowerment Under DAY-NRLM<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"shg-revolution\">SHG Revolution<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>10.05 crore rural households<\/strong>\u00a0mobilised into\u00a0<strong>90.9 lakh SHGs<\/strong>\u00a0across India.<\/li>\n\n\n\n<li><strong>\u20b911 lakh crore<\/strong>\u00a0disbursed to SHGs through formal banking channels \u2014 backed by\u00a0<strong>98% repayment rate.<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"livelihood-entrepreneurship\">Livelihood &amp; Entrepreneurship<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>4.62 crore Mahila Kisans\u00a0empowered through agro-ecological practices.<\/li>\n\n\n\n<li>3.74 lakh enterprises\u00a0supported via\u00a0Start-up Village Entrepreneurship Programme (SVEP).<\/li>\n\n\n\n<li>3.5 lakh Krishi Sakhis &amp; Pashu Sakhis\u00a0deployed to support farm and livestock livelihoods.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sakhi-model-women-leading-change\">Sakhi Model: Women Leading Change<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Sakhi Type<\/th><th>Role &amp; Function<\/th><\/tr><\/thead><tbody><tr><td><strong>Krishi Sakhi<\/strong><\/td><td>Community Agriculture Service Provider ensuring sustainable farm practices.<\/td><\/tr><tr><td><strong>Pashu Sakhi<\/strong><\/td><td>Local animal healthcare and livestock advisor.<\/td><\/tr><tr><td><strong>Bank Sakhi<\/strong><\/td><td>SHG member supporting banking operations, credit linkage, and financial literacy.<\/td><\/tr><tr><td><strong>Bima Sakhi<\/strong><\/td><td>Facilitates insurance enrolment under PMJJBY &amp; PMSBY.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>These&nbsp;<strong>community resource persons (CRPs)<\/strong>&nbsp;ensure&nbsp;<strong>last-mile delivery<\/strong>&nbsp;of financial and livelihood services.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"entrepreneurship-skill-development-under-day-nrlm\">Entrepreneurship &amp; Skill Development under DAY-NRLM<\/h2>\n\n\n\n<p>The mission also runs&nbsp;<strong>two major sub-schemes<\/strong>&nbsp;to train rural youth for employment and entrepreneurship.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"a-deen-dayal-upadhyaya-grameen-kaushalya-yojana-ddu-gky\">(a) Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provides\u00a0placement-linked skill training\u00a0for youth (15\u201335 years).<\/li>\n\n\n\n<li>17.5 lakh\u00a0trained;\u00a011.48 lakh\u00a0placed in formal jobs.<\/li>\n\n\n\n<li>Top States:\u00a0Odisha, Andhra Pradesh, Uttar Pradesh.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"b-rural-self-employment-training-institutes-rset-is\">(b) Rural Self-Employment Training Institutes (RSETIs)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank-sponsored centres offering\u00a0entrepreneurship training\u00a0(age 18\u201350).<\/li>\n\n\n\n<li>56.69 lakh trained,\u00a040.99 lakh settled\u00a0till June 2025.<\/li>\n\n\n\n<li>Leading States:\u00a0Uttar Pradesh, Rajasthan, Madhya Pradesh, Karnataka.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"high-performing-states-under-day-nrlm\">High-Performing States under DAY-NRLM<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u0c38\u0c42\u0c1a\u0c3f\u0c15<\/th><th>Leading States (as of 2025)<\/th><\/tr><\/thead><tbody><tr><td><strong>SHG Formation<\/strong><\/td><td>Bihar, Uttar Pradesh, Andhra Pradesh<\/td><\/tr><tr><td><strong>Capitalisation Support<\/strong><\/td><td>Uttar Pradesh (\u20b91,23,326 lakh), Bihar (\u20b91,05,132 lakh)<\/td><\/tr><tr><td><strong>Bank Loan Disbursement<\/strong><\/td><td>Andhra Pradesh (\u20b934,83,725 lakh)<\/td><\/tr><tr><td><strong>Mahila Kisan Coverage<\/strong><\/td><td>Maharashtra (12.9 lakh), UP (11.3 lakh), AP (10.4 lakh)<\/td><\/tr><tr><td><strong>SVEP Enterprises<\/strong><\/td><td>Assam (9,557), Kerala (5,802), West Bengal (4,933)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"advanced-training-marketing-support\">Advanced Training &amp; Marketing Support<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"saras-aajeevika-melas\">SARAS Aajeevika Melas<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>National and State-level exhibitions promoting SHG products.<\/li>\n\n\n\n<li>Latest held:\u00a0New Delhi, 5\u201322 September 2025.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"capacity-building-by-nird-pr\">Capacity Building by NIRD&amp;PR<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Conducts\u00a0Training of Trainers (ToT)\u00a0on marketing, branding, and sales.<\/li>\n\n\n\n<li>44 national-level training programs\u00a0organised in the past 3 years.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"major-achievements-as-of-june-2025\">Major Achievements (as of June 2025)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u0c2e\u0c46\u0c1f\u0c4d\u0c30\u0c3f\u0c15\u0c4d<\/th><th>Achievement<\/th><\/tr><\/thead><tbody><tr><td>SHGs Formed<\/td><td>90.9 lakh<\/td><\/tr><tr><td>Rural Households Mobilised<\/td><td>10.05 crore<\/td><\/tr><tr><td>Mahila Kisans<\/td><td>4.62 crore<\/td><\/tr><tr><td>Producer Groups<\/td><td>1.95 lakh<\/td><\/tr><tr><td>Enterprises Supported<\/td><td>3.74 lakh<\/td><\/tr><tr><td>Bank Sakhis Deployed<\/td><td>47,952<\/td><\/tr><tr><td>Credit Disbursed<\/td><td>\u20b911 lakh crore<\/td><\/tr><tr><td>Repayment Rate<\/td><td>98%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-day-nrlm-matters-for-india\">Why DAY-NRLM Matters for India<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reduces rural poverty\u00a0through self-reliant livelihood systems.<\/li>\n\n\n\n<li>Empowers women\u00a0to lead financial and social decision-making.<\/li>\n\n\n\n<li>Promotes sustainable agriculture &amp; entrepreneurship.<\/li>\n\n\n\n<li>Strengthens\u00a0rural\u2013urban economic linkages\u00a0via SHG enterprises.<\/li>\n\n\n\n<li>Supports the\u00a0Viksit Bharat @ 2047\u00a0vision for inclusive growth.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/readingroomz.com\/te\/current-affairs\/\">\u0c21\u0c48\u0c32\u0c40 \u0c15\u0c30\u0c46\u0c02\u0c1f\u0c4d \u0c05\u0c2b\u0c48\u0c30\u0c4d\u0c38\u0c4d<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs-on-deendayal-antyodaya-yojana\">FAQs on Deendayal Antyodaya Yojana<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1761235788998\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>What is Deendayal Antyodaya Yojana?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>It is a flagship rural poverty alleviation scheme launched in 2011 to empower poor households\u2014especially women\u2014through SHGs, financial inclusion, and skill training.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761235803390\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>When was DAY-NRLM launched and by which ministry?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>It was launched in\u00a0June 2011\u00a0by the\u00a0Ministry of Rural Development\u00a0and renamed as\u00a0Deendayal Antyodaya Yojana \u2013 NRLM\u00a0in 2016.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761235845514\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>What are the four components of DAY-NRLM?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Social mobilisation, financial inclusion, sustainable livelihoods, and social development &amp; convergence.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761235877823\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>How many Self-Help Groups (SHGs) are active under the scheme?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>As of 2025,\u00a090.9 lakh SHGs\u00a0covering\u00a010 crore rural households\u00a0are active under DAY-NRLM.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761235945607\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>What are DDU-GKY and RSETI under DAY-NRLM?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>They are sub-schemes focusing on\u00a0<strong>skill development<\/strong>\u00a0and\u00a0<strong>entrepreneurship training<\/strong>\u00a0for rural youth, linking them to sustainable employment.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761235977189\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>What is Krishi Sakhi and Bank Sakhi?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p><strong>Krishi Sakhi:<\/strong>\u00a0Promotes sustainable agriculture.<br \/><strong>Bank Sakhi:<\/strong>\u00a0Assists SHGs in accessing formal credit and financial services.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>The\u00a0Deendayal Antyodaya Yojana \u2013 National Rural Livelihoods Mission (DAY-NRLM)\u00a0stands as India\u2019s largest women-led poverty alleviation programme. By combining\u00a0social mobilisation, skill development, financial inclusion, and entrepreneurship, it has created an ecosystem of empowered women, sustainable enterprises, and rural prosperity.<\/p>\n\n\n\n<p>As India moves towards its\u00a0Viksit Bharat @ 2047\u00a0vision, DAY-NRLM is not just a welfare scheme\u2014it\u2019s a blueprint for\u00a0<em>inclusive growth and self-reliance.<\/em><\/p>\n\n\n\n<p class=\"translation-block\">\u0c2e\u0c42\u0c32\u0c02: <a href=\"https:\/\/www.pib.gov.in\/PressReleasePage.aspx?PRID=2184456\" rel=\"nofollow noopener\" target=\"_blank\">\u0c2a\u0c3f \u0c10 \u0c2c\u0c3f<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Launched in 2011 and revamped in 2016, the\u00a0Deendayal Antyodaya Yojana\u00a0aims to eradicate rural poverty by mobilising 10 crore households into SHGs, promoting women-led enterprises, and linking them to financial institutions for self-employment and wage opportunities.<\/p>","protected":false},"author":1,"featured_media":2239,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAowpNK9DA:productID":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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